Planning on Purchasing or Refinancing?

I'm sure you have heard about how rates are going up, but the reality is Mortgage Rates are still historically low.

I can remember a time when I started in this business 15 years ago, a low rate was 13% and 14%. So today when you're considering the cost of money, keep things in perspective and remember that Real Estate is an investment with great benefits. Although you may be paying interest, you are gaining the tax deductions that go along with home ownership.

Speak to your accountant, but usually you'll find the cost of money at today's rates is still far outweighed by the benefits of Home Ownership.

Need the advice of an accountant regarding tax benefits?   Ask your REALTOR® or friends for a referral.

The Las Vegas Real Estate market has been incredibility HOT over the past few years.   Homes have appreciated at record rates for the past few years. You may have equity you want to use, or maybe you're a first time Home Buyer hoping to get into this amazing market.

If you are wondering what you can afford, or if you'll qualify for a loan, it can be complex and confusing. But don't be discouraged, the benefit of Home Ownership is well worth the effort.

As you prepare to purchase a new home or investment property, choosing a lender and getting pre approved is always the first step. Finding the right lender comes before finding the right property. Unless you plan to pay cash, which most of us can’t, obtaining a mortgage in order to finance your property is very important. The lender can make or break a deal.

Be sure the Lender you work with is someone you trust, that answers your questions clearly. Shopping for the loan is much like shopping for a car. There are a lot of options and fees, all of which you need to understand to in order to be able to choose the best loan program available to you, regardless of your circumstances.

Being fully approved by a lender before starting your home search will save disappointment, time, and be to your benefit in our negotiating a contract for purchase. It will greatly simplify your experience.

You can use any lender that is approved to do mortgages in Nevada. At your request, I’ll be happy to assist you in referring a lender.

I've included useful tools to help you be prepared and understand the loan process, and if you have questions or need a referral. I’m happy to provide you with referrals.

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